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The payment card industry has embraced network tokenization as a means to provide a higher degree of confidence that card data has not been compromised. While network tokenization adds complexity to your payment infrastructure, it quickly pays off with higher authorization rates and discounts applied to interchange fees applied by card networks.
Strong Customer Authentication (SCA) without tanking conversion
3D Secure has proven to deliver material reductions in fraud. It can also introduce an additional hurdle to customers looking for a frictionless checkout flow. The key is to balance when and how the checkout implementation presents this safeguard.
